Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on loan restrictions and requirements
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, particularly relevant if the sub-loan involves non-bank lenders
Securities and Futures Act (Cap. 289): Applies when the loan involves securities or is part of a structured finance arrangement
Contracts Act (Cap. 53): Governs contract formation, validity, and enforcement under Singapore law, including fundamental principles of contract law
Civil Law Act (Cap. 43): Contains provisions regarding interest rates and enforcement of loan agreements
Insolvency, Restructuring and Dissolution Act 2018: Relevant for default scenarios and enforcement provisions in loan agreements
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore covering lending practices and requirements for financial institutions
MAS Notice 626: Anti-money laundering and counter-terrorism financing requirements for banks in Singapore
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data, relevant for handling borrower information
Companies Act (Cap. 50): Regulates corporate entities, including provisions on corporate borrowing powers and restrictions
Corruption, Drug Trafficking and Other Serious Crimes Act: Contains provisions related to anti-money laundering requirements and reporting obligations
