Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on lending practices
Moneylenders Act (Cap. 188): Regulates moneylending businesses in Singapore; applicable if the lender is not a bank or financial institution
Companies Act (Cap. 50): Contains provisions about corporate borrowing powers and is relevant for corporate borrowers in Singapore
MAS Guidelines: Regulatory guidelines issued by Monetary Authority of Singapore covering fair lending practices, business loans, and risk management
Personal Data Protection Act 2012: Governs the handling and protection of borrower's personal data and outlines data protection obligations
Singapore Contract Law: Common law principles governing contractual formation, terms and conditions, default and remedies
Unfair Contract Terms Act (Cap. 396): Provides protection against unfair terms in contracts and establishes reasonableness test for contract terms
Interest Rate Regulations: Regulatory requirements governing interest rates and their disclosure in loan agreements
Security and Collateral Requirements: Legal framework for securing loans and managing collateral under Singapore law
Default and Enforcement Provisions: Legal requirements and limitations regarding loan defaults and enforcement actions in Singapore
Disclosure Requirements: mandatory disclosure obligations for lenders under Singapore banking and financial regulations
Documentation Requirements: Legal and regulatory requirements for loan documentation and record-keeping in Singapore
