Securities and Futures Act (SFA): Primary legislation governing securities financing, margin requirements, and trading of securities in Singapore. Key focus on provisions relating to securities financing and margin requirements.
Financial Advisers Act (FAA): Regulates financial advisory services and ensures proper conduct in providing financial advice related to investment products including margin trading.
Banking Act: Provides the regulatory framework for banking institutions in Singapore, including their lending activities and financial services.
Moneylenders Act: Regulates moneylending activities in Singapore, may be applicable depending on the nature of the margin loan provider.
MAS Guidelines on Margin Requirements: Specific guidelines from Monetary Authority of Singapore regarding margin requirements for non-centrally cleared derivatives and related financial instruments.
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements.
Unfair Contract Terms Act: Regulates unfair terms in contracts and protects parties from unreasonable contract provisions.
Companies Act: Relevant provisions regarding charges and security interests, particularly important for corporate borrowers and collateral arrangements.
Personal Data Protection Act (PDPA): Governs the collection, use, and disclosure of personal data in the context of financial services and credit reporting.
Supreme Court of Judicature Act: Provides framework for dispute resolution and enforcement of margin loan agreements through the court system.
Civil Law Act: Contains fundamental principles of contract law applicable to margin loan agreements in Singapore.
Anti-Money Laundering Regulations: Including the Corruption, Drug Trafficking and Other Serious Crimes Act and MAS Notice 626, ensuring compliance with AML/CFT requirements in margin lending.
MAS Notice SFA 04-N16: Specific notice regarding the execution of customers' orders and related obligations in securities trading.
Credit Bureau Singapore Act: Regulates credit reporting and information sharing among financial institutions for credit assessment purposes.
