Companies Act (Cap. 50): Primary legislation governing company operations, including registration of charges and corporate borrowing powers
Moneylenders Act (Cap. 188): Regulates moneylending activities and protects borrowers from unfair lending practices
Banking Act (Cap. 19): Regulates banking institutions and their lending activities if the loan involves licensed banks
Contracts Act (Cap. 53): Governs the formation and enforcement of contracts, including loan agreements
Securities and Futures Act: Relevant if the loan involves securities or is secured by financial instruments
Financial Advisers Act: Applies when financial advice is provided in connection with the loan
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in loan documentation
Civil Law Act: Contains provisions regarding interest rates and their enforcement
Late Payment of Commercial Debts Act: Regulates the handling of late payments and related interest charges in commercial transactions
Corruption, Drug Trafficking and Other Serious Crimes Act: Contains anti-money laundering provisions relevant to loan transactions
MAS Notice 626: Guidelines on Prevention of Money Laundering and Countering the Financing of Terrorism
Rules of Court: Procedural rules for enforcement of loan agreements through the courts
Insolvency, Restructuring and Dissolution Act 2018: Governs insolvency proceedings and debt restructuring relevant to loan defaults
