Banking Act (Cap. 19): Primary legislation that regulates banking business and lending activities in Singapore, including provisions on credit facilities and banking operations
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, particularly applicable if the lender is not a licensed bank
Consumer Protection (Fair Trading) Act: Provides consumer protection measures, applicable when the borrower is a consumer rather than a business entity
Contracts Act (Cap. 53): Fundamental legislation governing the formation and enforcement of contracts, including general contractual principles
MAS Guidelines: Regulatory framework including MAS Notice 634 on Banking Secrecy, Notice 635 on Banking Disclosure, and Guidelines on Fair Lending Practices
Bankruptcy Act (Cap. 20): Governs bankruptcy proceedings and is relevant for default provisions and personal insolvency situations in loan agreements
Companies Act (Cap. 50): Regulates company operations including corporate borrowing powers and restrictions, relevant when the borrower is a company
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in Singapore, relevant for handling personal information in loan agreements
Stamp Duties Act: Regulates stamp duties payable on loan documentation and related security instruments
Interest Rate Regulations: Specific regulations governing interest rates and their disclosure in rollover loan agreements
