Banking Act (Cap. 19): Primary legislation governing banking institutions and their activities in Singapore, including mortgage-related services and referral arrangements
Financial Advisers Act (Cap. 110): Regulates financial advisory services and establishes framework for referral arrangements in financial services
Moneylenders Act (Cap. 188): Governs money lending activities and related referral arrangements in Singapore
Securities and Futures Act (Cap. 289): Provides regulatory framework for financial products and services, including certain mortgage-related securities
MAS Guidelines on Fair Dealing: Regulatory guidelines ensuring fair treatment of consumers in financial services, including mortgage broking
MAS Guidelines on Fit and Proper Criteria: Standards for assessing fitness and propriety of financial intermediaries and their representatives
MAS Guidelines on Referral Arrangements: Specific guidelines governing referral arrangements between financial institutions and intermediaries
MAS Notice 642: Specific regulations on mortgage financing, including restrictions and requirements for property loans
IBF Standards: Professional standards set by the Institute of Banking and Finance Singapore for financial sector practitioners
ABS Guidelines: Industry guidelines established by the Association of Banks in Singapore for banking practices
Licensing Requirements: Regulatory requirements for obtaining and maintaining necessary licenses and registrations for mortgage broking activities
Fee Structure Regulations: Rules governing fee arrangements, caps, and disclosure requirements in mortgage broking
Consumer Protection Requirements: Obligations regarding consumer rights, fair dealing, and transparency in mortgage broking services
Documentation Requirements: Mandatory record-keeping and documentation obligations for mortgage broking arrangements
AML/CFT Requirements: Anti-Money Laundering and Countering the Financing of Terrorism obligations applicable to mortgage broking
Personal Data Protection Act (PDPA): Requirements for handling and protecting personal data in financial services arrangements
