Mortgage Broker Agreement In Principle Template for New Zealand

1. Additional Services: Details of any supplementary services offered beyond standard mortgage broking

2. Insurance Requirements: Required when the broker offers insurance products or advice

3. Multiple Borrowers: Added when there are joint borrowers to define joint and several liability

4. Third Party Authorizations: Used when other parties are authorized to act on behalf of the client

5. Digital Communications: Specific terms for electronic communications and digital document handling

6. Referral Arrangements: Disclosure of any referral relationships and associated fees

1. Schedule 1 - Fee Structure: Detailed breakdown of all fees, commissions, and charges

2. Schedule 2 - Service Details: Comprehensive list of included and excluded services

3. Schedule 3 - Required Documentation: List of documents the client must provide

4. Appendix A - Privacy Policy: Detailed privacy and data handling procedures

5. Appendix B - Broker Disclosures: Statutory disclosures required under NZ regulations

6. Appendix C - Lender Panel: List of lenders the broker works with and any preferred arrangements