Land Titles Act (Chapter 157): Primary legislation governing land title registration, mortgage provisions, and charges on property. Contains key sections about creation and registration of mortgages in Singapore.
Housing and Development Act (Chapter 129): Critical legislation for HDB properties, specifying special requirements for mortgaging public housing and restrictions on eligible mortgagors and mortgagees.
Residential Property Act (Chapter 274): Legislation governing foreign ownership restrictions of residential property, particularly relevant when any party to the mortgage is a foreigner or foreign company.
Banking Act (Chapter 19): Regulates banking institutions as mortgagees and sets requirements for financial institutions providing mortgage services.
Moneylenders Act (Chapter 188): Governs cases where mortgagee is a licensed moneylender, including regulations on interest rates and lending terms.
Conveyancing and Law of Property Act (Chapter 61): Contains general provisions about property transactions and defines fundamental rights and obligations of mortgagors and mortgagees.
Stamp Duties Act (Chapter 312): Specifies stamp duty payment requirements and applicable rates for mortgage documents.
Rules of Court: Outlines procedural requirements for mortgage-related matters, including necessary forms and filing requirements.
