Law of Property Act 1925: Primary legislation governing property rights and security interests in England and Wales. Key for understanding the fundamental principles of creating and enforcing security interests through pledges.
Financial Collateral Arrangements (No.2) Regulations 2003: Specific regulations governing arrangements involving financial collateral, providing rules for creation, perfection and enforcement of security over financial assets.
Companies Act 2006: Key legislation for corporate pledgors, covering registration requirements for charges and security interests, and corporate governance aspects of creating security.
Consumer Credit Act 1974: Relevant when the pledgor is an individual and the pledge relates to consumer credit arrangements. Provides consumer protection measures.
Insolvency Act 1986: Contains provisions regarding the treatment of security interests during insolvency proceedings and the rights of secured creditors.
Common Law Security Principles: Established case law principles regarding creation, perfection, and enforcement of security interests, including pledge requirements.
Financial Services and Markets Act 2000: Regulatory framework for financial services activities, relevant if the pledge arrangement involves regulated financial activities.
Civil Procedure Rules: Procedural rules governing the enforcement of security interests through the English courts.
Retained EU Law: Post-Brexit retained European Union regulations affecting security interests and financial arrangements in UK law.
Registration Requirements: Various registration obligations including Companies House registration for corporate pledgors and specific asset registries where applicable.
