Financial Services and Markets Act 2000 (FSMA): Primary legislation that regulates financial services activities, establishes regulatory framework for insurance intermediaries, and sets requirements for authorized persons
FSMA (Regulated Activities) Order 2001: Defines regulated activities including insurance mediation and establishes when authorization is required for insurance-related activities
Insurance Distribution Directive (IDD) Requirements: Implemented through Insurance Distribution Order 2018, sets professional requirements and conduct of business rules for insurance distribution
FCA Handbook: Regulatory guidelines including ICOBS (Insurance Conduct of Business Sourcebook), SYSC (Systems and Controls), and PRIN (Principles for Businesses)
Data Protection Act 2018 and UK GDPR: Legislation governing requirements for handling customer data, privacy obligations, and data security requirements
Consumer Rights Act 2015: Legislation covering consumer protection, fairness of terms, and transparency requirements in consumer contracts
Financial Services (Distance Marketing) Regulations 2004: Regulations applicable when insurance services are provided remotely to customers
Bribery Act 2010: Legislation covering anti-bribery provisions and commission disclosure requirements in financial services
Common Law Principles: Fundamental contract law and agency law principles established through case law in England and Wales
