Consumer Credit Act 1974: Primary legislation that regulates credit agreements, prescribes mandatory content and format requirements, and establishes key consumer protections and rights
Financial Services and Markets Act 2000: Primary legislation governing financial services activities and establishing requirements for FCA authorization
Consumer Rights Act 2015: Primary legislation covering quality of goods, consumer rights and remedies, and unfair contract terms
Sale of Goods Act 1979: Primary legislation governing title and transfer of property, conditions and warranties in sale of goods
Consumer Credit (Agreements) Regulations 2010: Secondary legislation detailing prescribed information requirements and form and content of credit agreements
Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation defining regulated credit activities
Consumer Contracts Regulations 2013: Secondary legislation covering pre-contract information requirements and cancellation rights
Consumer Protection from Unfair Trading Regulations 2008: Secondary legislation prohibiting unfair commercial practices in consumer transactions
FCA Handbook: Regulatory guidance containing detailed rules and requirements for financial conduct
CONC (Consumer Credit sourcebook): Specific section of FCA Handbook containing detailed rules for consumer credit activities
UK GDPR and Data Protection Act 2018: Legislation governing the processing and protection of personal data in credit agreements
