Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in the UK, establishing the framework for regulation of credit arrangements and consumer protection
Sale of Goods Act 1979: Key legislation governing contracts for the sale of goods, defining implied terms about quality, fitness for purpose, and title
Consumer Rights Act 2015: Modern legislation consolidating consumer protection law, particularly relevant for consumer transactions and unfair terms
Financial Services and Markets Act 2000: Framework for regulation of financial services in the UK, including credit-related activities
Supply of Goods and Services Act 1982: Legislation governing contracts for the supply of goods and services, including implied terms
Consumer Credit (Disclosure of Information) Regulations 2010: Detailed requirements for information that must be disclosed in consumer credit agreements
Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Specifies which credit activities are regulated and require FCA authorization
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices between traders and consumers
Consumer Contracts Regulations 2013: Rules on information provision and cancellation rights in consumer contracts
Late Payment of Commercial Debts (Interest) Act 1998: Provisions for interest on late payments in commercial transactions
GDPR and Data Protection Act 2018: Requirements for handling personal data in credit agreements and related documentation
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses
Misrepresentation Act 1967: Governs remedies for misrepresentation in contract formation
Consumer Protection Act 1987: Provides protection for consumers in relation to defective products and safety
