Second Letter Of Demand Template for Germany

The Second Letter of Demand (Zweites Mahnschreiben) is a critical document in the German debt collection process, typically issued after a first payment reminder has been ignored or remained unresolved. This document serves as the final formal warning before the creditor initiates legal proceedings through the German courts. It must be drafted in compliance with German civil law requirements, particularly the German Civil Code (BGB) provisions regarding payment defaults and interest calculations. The document should clearly reference the previous communication, state the exact amount owed including any default interest and additional costs, and provide a final deadline for payment. It represents the last opportunity for the debtor to settle the outstanding amount before the creditor may commence formal legal action through the Mahnverfahren (dunning procedure) or other legal remedies available under German law.

1. Sender Details: Full legal name and contact details of the creditor or their authorized representative

2. Recipient Details: Full name and address of the debtor, including any reference numbers

3. Date and Reference: Current date and reference numbers for both the original invoice and first demand letter

4. Subject Line: Clear indication this is a Second and Final Demand Letter (Zweites Mahnschreiben)

5. Reference to First Demand: Mention of the first demand letter, including its date and the fact that it was ignored or unfulfilled

6. Debt Details: Precise amount owed, origin of debt, original due date, and current status

7. Interest and Additional Costs: Calculation of default interest and any additional costs incurred

8. Payment Demand: Clear demand for payment with specific amount including all additions

9. Payment Deadline: Final deadline for payment (typically 7-14 days)

10. Legal Consequences: Clear statement of legal actions that will follow non-payment

11. Payment Instructions: Detailed banking information and payment methods accepted