Renters Insurance Agreement Generator for Germany

1. Natural Disaster Coverage: Additional coverage for specific natural disasters not included in basic coverage, relevant in high-risk areas

2. Valuable Items Protection: Special provisions for high-value items exceeding standard coverage limits

3. Home Office Coverage: Additional coverage for business equipment when the rental property is used for home office purposes

4. Pet Damage Coverage: Special provisions for damage caused by pets, relevant for pet owners

5. Bicycle Coverage: Extended coverage for bicycles against theft and damage

6. Glass Breakage Coverage: Special coverage for glass elements in the rental property

7. Tourist Rental Coverage: Additional provisions for properties occasionally rented to tourists

1. Schedule A - Property Inventory: Detailed list of insured items with values and descriptions

2. Schedule B - Premium Schedule: Detailed breakdown of premium calculations and payment schedules

3. Schedule C - Coverage Limits: Specific limits for different categories of items and types of coverage

4. Appendix 1 - Claims Documentation Requirements: List of required documents and procedures for different types of claims

5. Appendix 2 - Security Requirements: Specific security measures required for maintaining coverage validity

6. Appendix 3 - Valuation Guidelines: Guidelines for valuing personal property for insurance purposes

7. Appendix 4 - Emergency Contact Procedures: Procedures and contact information for emergency situations and urgent claims