Sale Agreement For Home Loan Template for Australia

1. Guarantor Provisions: Required when there are guarantors for the loan, detailing their obligations and rights

2. Construction Provisions: Included for construction loans or when property improvements are part of the loan purpose

3. Fixed Rate Terms: Required when the loan includes a fixed rate period, detailing specific terms and break costs

4. Offset Account Arrangements: Included when an offset account facility is offered with the loan

5. Package Benefits: Details any additional banking package benefits or discounts when applicable

6. Electronic Communication Consent: Required when parties agree to electronic communication and documentation

7. Special Conditions: For any non-standard terms specific to the particular loan arrangement

1. Schedule 1 - Loan Details: Key financial details including loan amount, term, interest rate, and repayment schedule

2. Schedule 2 - Property Details: Full legal description of the security property and title details

3. Schedule 3 - Fee Schedule: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Direct Debit Agreement: Terms and conditions for automatic payment arrangements

5. Schedule 5 - Insurance Requirements: Detailed insurance requirements for the security property

6. Appendix A - Key Facts Sheet: Mandatory credit information statement as required by National Consumer Credit Protection Act

7. Appendix B - Information Statement: Statutory information statement required under the National Credit Code

8. Appendix C - Privacy Consent: Detailed privacy consent and credit reporting authorizations