All Countries
Banking
Loan On Rent Agreement

Loan On Rent Agreement Template for United Arab Emirates

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Loan On Rent Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Loan On Rent Agreement

I need a Loan On Rent Agreement for a commercial warehouse property in Dubai Industrial City, with a loan amount of AED 2.5 million and a 5-year rental term starting March 1, 2025, including specific provisions for industrial equipment storage and quarterly payment terms.

Celebrated by
Collaborations with
Investors
Document background
The Loan On Rent Agreement is a specialized legal instrument designed for situations where parties wish to combine property rental with financing arrangements in the United Arab Emirates. This document is particularly useful when traditional lease or loan arrangements alone do not meet the parties' needs, such as in cases of rent-to-own scenarios or when businesses require both property access and financing. The agreement must comply with various UAE regulations, including Federal Law No. 5 of 1985 (Civil Code), UAE Federal Law No. 14 of 2018 (Central Bank Law), and local emirate rental laws. It typically includes detailed provisions for both the loan component (principal, interest, repayment terms) and the rental aspect (property details, tenure, maintenance), while ensuring all terms align with UAE Sharia-compliant financing principles where applicable.
Suggested Sections

1. Parties: Identification of the Lender/Landlord and Borrower/Tenant, including full legal names, addresses, and relevant registration details

2. Background: Context of the agreement, relationship between parties, and purpose of the loan-rent arrangement

3. Definitions: Detailed definitions of key terms used throughout the agreement

4. Loan Terms: Specific details of the loan including principal amount, interest rate, and repayment terms

5. Rental Terms: Details of the rental arrangement including property description, rental period, and rental amount

6. Payment Terms: Combined payment structure for both loan repayment and rent, including payment schedules and methods

7. Security and Deposit: Details of security deposits, guarantees, and any collateral arrangements

8. Maintenance and Repairs: Responsibilities for property maintenance and repairs during the rental period

9. Insurance Requirements: Mandatory insurance coverage for both the property and loan security

10. Default and Remedies: Consequences of default on either loan or rental payments and available remedies

11. Termination: Conditions and procedures for early termination of the agreement

12. Governing Law and Jurisdiction: Specification of UAE law application and jurisdiction for dispute resolution

Optional Sections

1. Property Usage Terms: Specific terms regarding property usage, relevant for commercial properties or properties with special conditions

2. Guarantor Provisions: Terms relating to guarantors, if required for the loan or rental arrangement

3. Subletting Provisions: Terms regarding subletting rights and conditions, if permitted

4. Property Modifications: Terms regarding permitted and prohibited modifications to the property

5. Assignment Rights: Terms regarding the right to assign the agreement to third parties

6. Force Majeure: Provisions for unforeseen circumstances affecting either the loan or rental aspects

Suggested Schedules

1. Schedule 1 - Property Details: Detailed description of the rental property including location, size, and included fixtures/fittings

2. Schedule 2 - Payment Schedule: Detailed breakdown of loan repayment and rental payment schedules

3. Schedule 3 - Condition Report: Initial condition report of the property with photographs and descriptions

4. Schedule 4 - Permitted Uses: Detailed list of permitted uses of the property

5. Schedule 5 - Insurance Requirements: Detailed specifications of required insurance coverage

6. Appendix A - Required Documents: List of required documents including identity proofs, licenses, and registrations

7. Appendix B - Property Rules and Regulations: Specific rules and regulations applicable to the property usage

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Linkedin in social icon imageX social icon image
alex.den.21@genieai.co
Relevant legal definitions
Agreement
Property
Loan Amount
Rental Period
Commencement Date
Expiry Date
Interest Rate
Monthly Payment
Security Deposit
Lender
Borrower
Landlord
Tenant
Guarantor
Default Event
Business Day
Payment Date
Maintenance Charges
Utility Services
Insurance Coverage
Property Manager
Permitted Use
Rental Amount
Principal Sum
Interest Period
Late Payment Charge
Security Interest
Repayment Schedule
Rental Schedule
Common Areas
Force Majeure Event
Applicable Law
Governing Law
Registration Authority
Term
Premises
Building
Default Interest
Maintenance Services
Property Rules
Condition Report
Banking Day
Due Date
Emirates ID
Trade License
Occupancy Certificate
Payment Method
Default Notice
Termination Date
Clauses
Loan Terms
Rental Terms
Payment Obligations
Interest
Security
Property Usage
Maintenance
Insurance
Default
Remedies
Force Majeure
Assignment
Subletting
Repairs
Alterations
Access Rights
Utilities
Representations
Warranties
Indemnification
Termination
Notices
Confidentiality
Entire Agreement
Severability
Dispute Resolution
Governing Law
Amendment
Registration
Compliance
Property Handover
Return Conditions
Early Termination
Insurance Obligations
Security Deposit
Property Inspection
Default Interest
Acceleration
Relevant Industries

Real Estate

Banking & Financial Services

Commercial Property

Residential Property

Retail

Hospitality

Industrial

Professional Services

Small Business

Relevant Teams

Legal

Finance

Real Estate

Compliance

Risk Management

Property Management

Corporate Services

Operations

Credit Administration

Facilities Management

Relevant Roles

Legal Counsel

Property Manager

Financial Controller

Real Estate Manager

Compliance Officer

Contract Administrator

Risk Manager

Finance Director

Real Estate Director

Property Lease Administrator

Credit Manager

Facilities Manager

Corporate Counsel

Chief Financial Officer

Asset Manager

Industries
UAE Federal Law No. 5 of 1985 (Civil Code): Governs all civil transactions including contracts, obligations, and general principles of lending and renting. Articles 742-788 specifically deal with loan provisions.
UAE Federal Law No. 14 of 2018 (Central Bank Law): Regulates financial institutions and lending activities, including requirements for loan documentation and interest rates.
Dubai Law No. 26 of 2007 (Rental Law): Regulates the relationship between landlords and tenants in Dubai, including rights, obligations, and dispute resolution mechanisms.
UAE Federal Law No. 18 of 1993 (Commercial Transaction Law): Governs commercial transactions and financial dealings, including provisions related to commercial loans and securities.
Law No. 33 of 2008 (Dubai Property Law): Regulates property ownership and rental relationships in Dubai, including registration requirements and property rights.
UAE Federal Law No. 4 of 2012 (Competition Law): Ensures fair competition and prevents monopolistic practices, which may affect rental and loan terms.
UAE Federal Law No. 24 of 2006 (Consumer Protection Law): Protects consumer rights in financial transactions and ensures fair treatment in loan agreements.
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Salary Loan Agreement

UAE-governed agreement establishing terms for a salary-backed personal loan between a financial institution and employed individual, including salary assignment provisions.

find out more

Project Finance Loan Agreement

find out more

OverAgreement

UAE-governed agreement establishing terms for bank overdraft facilities, including limits, rates, and security arrangements under UAE banking regulations.

find out more

Non Recourse Loan Agreement

find out more

Mezzanine Loan Agreement

find out more

Loan Participation Agreement

find out more

Loan Note Register

UAE-compliant template for maintaining a structured register of loan notes, ensuring proper documentation and regulatory compliance under UAE federal laws.

find out more

Loan Facility Agreement

find out more

Loan Consent Form

A UAE-compliant document capturing formal consent and acknowledgment from parties involved in a lending transaction, adhering to UAE Federal Laws and Banking regulations.

find out more

Litigation Financing Agreement

UAE law-governed agreement establishing terms for third-party funding of litigation, including funding commitments, success fees, and control mechanisms.

find out more

Inter Corporate Loan Agreement

UAE-governed agreement establishing terms for corporate-to-corporate lending, including loan facility, security, and enforcement provisions under UAE law.

find out more

House Loan Contract

UAE-governed agreement between a financial institution and borrower for property financing, detailing loan terms and mortgage security arrangements.

find out more

Hand Loan Agreement

A UAE-compliant agreement documenting a personal loan between parties, outlining loan terms and repayment conditions in accordance with UAE Civil Code and Sharia principles.

find out more

Flexi Finance Loan Agreement

UAE-governed flexible loan facility agreement allowing variable drawdowns subject to a maximum limit, compliant with UAE banking and finance laws.

find out more

Facility Letter Mortgage

A UAE-compliant document combining a credit facility offer with mortgage security arrangements, outlining financing terms and property security details under UAE Federal and Emirates laws.

find out more

Employee Forgivable Loan Agreement

find out more

Employee Equipment Loan Agreement

find out more

Employee Cash Advance Agreement

find out more

Domestic Helper Loan Agreement

find out more

Device Loan Agreement

find out more

Debt To Equity Conversion Agreement

find out more

Credit Terms Agreement

UAE-compliant credit terms agreement template establishing terms and conditions for credit facilities between financial institutions and borrowers.

find out more

Borrowing Form

find out more

Assignment Of Loan Agreement

A UAE law-governed agreement transferring rights and obligations under an existing loan from one lender to another, compliant with UAE Civil Code and banking regulations.

find out more

Assignment Of Debt Agreement

find out more

Agreement Between Two Persons For Money

UAE-governed agreement formalizing monetary arrangements between two individuals, compliant with UAE Civil Code and Sharia principles.

find out more

Title Loan Agreement

find out more

Money Lending Form

UAE-compliant lending agreement template suitable for both conventional and Islamic financing arrangements, incorporating local regulatory requirements and banking practices.

find out more

Subordinated Loan Agreement

UAE law-governed template for subordinated loan arrangements, establishing terms and conditions for subordinated debt financing in compliance with UAE regulations.

find out more

Forgivable Loan Agreement

find out more

Loan Agreement With Guarantor

find out more

Payday Loan Contract

find out more

Simple Loan Application Form

find out more

Loan Guarantor Agreement

find out more

Employee Laptop Agreement

UAE-governed agreement establishing terms for company laptop provision to employees, including usage policies and security requirements.

find out more

Debt Purchase Agreement

find out more

Personal Loan Receipt

find out more

Simple Convertible Loan Agreement

UAE law-governed convertible loan agreement template for company financing with loan-to-equity conversion options.

find out more

Work Loan Agreement

A UAE-governed agreement establishing terms for an employer-provided loan to an employee, including repayment terms and obligations under UAE Federal Laws.

find out more

Board Resolution To Borrow

find out more

Real Estate Loan Agreement

find out more

Peer To Peer Lending Contract

UAE-governed peer-to-peer lending agreement establishing terms between lender and borrower, compliant with UAE banking and financial regulations.

find out more

Business Loan Agreement

find out more

Promise Note

UAE-compliant Promise Note Template containing an unconditional promise to pay a specified sum, adhering to UAE Commercial Transactions Law requirements.

find out more

Lending Agreement

find out more

Revolving Loan Agreement

find out more

Loan Purchase Agreement

find out more

Letter To Borrow Money From Friend

A UAE law-compliant letter documenting the terms of a personal loan between friends, incorporating both civil law requirements and Islamic finance principles.

find out more

Debt Agreement Contract

UAE-governed agreement establishing debt obligations between parties, detailing loan terms, security arrangements, and compliance with UAE banking and civil laws.

find out more

Interest Loan Agreement

UAE-compliant Interest Free Loan Agreement template incorporating both civil law requirements and Sharia principles for documenting interest-free lending transactions.

find out more

Loan Repayment Letter

A UAE-compliant template for formally documenting loan repayment terms and commitments, adhering to local banking laws and Islamic finance principles.

find out more

Private Lending Term Sheet

find out more

Loan Contract

find out more

Facility Agreement

find out more

Loan Subordination Agreement

find out more

Money Agreement Between Two Parties

find out more

Promissory Note Family Loan

find out more

Convertible Loan Agreement

find out more

Debt Repayment Contract

find out more

Commercial Loan Broker Agreement

find out more

Mortgage Purchase Agreement

find out more

Mortgage Assumption Agreement

find out more

Personal Loan Between Friends Contract

UAE-compliant template for personal loans between friends, incorporating local legal requirements and Islamic finance principles.

find out more

Secured Loan Agreement

find out more

Commercial Loan Agreement

find out more

Investment Loan Contract

find out more

Bridge Loan Agreement

find out more

Line Of Credit Agreement

find out more

Debt Settlement Agreement

find out more

Contract For Land Purchase

UAE-governed agreement for the legal transfer of land ownership between parties, compliant with local property laws and regulations.

find out more

Intercompany Loan Agreement

find out more

Interest Only Loan Agreement

find out more

Shareholder Loan Agreement

find out more

Contract For Repayment Of Money

A UAE-governed agreement establishing terms and conditions for debt repayment, including payment schedule, interest, and security arrangements in compliance with UAE law.

find out more

Car Payment Agreement

find out more

Auto Loan Agreement

find out more

Lawyer Fee For Loan Agreement

UAE-governed agreement setting out terms and fees for legal services related to loan agreements, compliant with UAE Federal Laws and local regulations.

find out more

IT Equipment Loan Form

UAE-compliant legal document for formalizing temporary IT equipment loans between organizations and borrowers, establishing terms, conditions, and responsibilities.

find out more

Deed Of Sale With Assumption Of Mortgage Motorcycle

A UAE-governed legal document facilitating the simultaneous transfer of motorcycle ownership and assumption of existing mortgage obligations between parties.

find out more

Deed Of Assumption Of Mortgage Car

A UAE-governed deed that transfers vehicle mortgage obligations from an existing borrower to a new borrower, with lender consent and in compliance with UAE banking and traffic laws.

find out more

Deed Of Assignment Of Loan

find out more

Bank Loan Contract

UAE-governed loan agreement between a bank and borrower, detailing facility terms, security arrangements, and obligations under UAE banking laws.

find out more

Investment Loan Agreement

find out more

General Loan Agreement

A UAE law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and security arrangements.

find out more

Directors Loan Agreement

find out more

Loan Agreement Between Two Parties

UAE-compliant loan agreement template establishing terms and conditions for lending between two parties, suitable for both conventional and Islamic financing structures.

find out more

Simple Equipment Borrowing Agreement

UAE-governed agreement establishing terms for temporary equipment borrowing, including usage conditions and party responsibilities.

find out more

Memorandum Of Loan Agreement

A UAE law-governed agreement documenting loan terms, conditions, and obligations between lender and borrower, compliant with UAE banking and financial regulations.

find out more

Inter Corporate Deposit Agreement

UAE-governed agreement for inter-corporate deposits, establishing terms for deposit placement, interest, and regulatory compliance under UAE law.

find out more

Fixed Sum Loan Agreement

UAE-governed agreement setting out terms for a fixed sum loan, including amount, interest, repayment terms, and security arrangements in compliance with UAE law.

find out more

Deed Of Assignment Loan Agreement

A UAE law-governed deed that formally documents the transfer of rights and obligations under a loan agreement from an original lender to a new lender.

find out more

Deed Of Accession Loan Agreement

A UAE-law governed deed allowing a new lender to join an existing loan facility agreement, setting out their rights and obligations.

find out more

Collateral In Loan Agreement

UAE law-governed agreement establishing security interests over assets as collateral for a loan facility, detailing creation, perfection, and enforcement rights.

find out more

Securities Lending Agreement

UAE-governed agreement establishing terms for securities lending transactions between financial institutions, compliant with SCA and Central Bank regulations.

find out more

Real Estate Mortgage Agreement

UAE-governed agreement creating a security interest over real estate property as collateral for a loan or financial facility, compliant with UAE federal and emirate-specific laws.

find out more

Mortgage Agreement

UAE-governed agreement creating a security interest over real property in favor of a lender, compliant with UAE federal and emirate-level regulations.

find out more

Loan Surety Agreement

UAE-governed agreement where a surety guarantees a borrower's loan obligations to a lender, structured under UAE Civil and Commercial Laws.

find out more

Finance Agreement

UAE law-governed agreement establishing terms and conditions for financing arrangements, incorporating UAE Federal Laws and optional Sharia-compliant structures.

find out more

Formal Letter For Borrowing Money

A UAE-compliant formal letter requesting a loan, structured according to local legal requirements and financial regulations.

find out more

Credit Agreement Contract

A UAE law-governed agreement establishing terms for credit facilities between lender and borrower, compliant with UAE Federal Laws and banking regulations.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.

Read our Privacy Policy.