Document background
This Real Estate Loan Agreement Template is designed for use by financial institutions and borrowers in the United Arab Emirates for property financing transactions. The template incorporates all necessary elements required by UAE Federal Laws, Central Bank regulations, and local property laws, including provisions for both conventional and Islamic financing structures. It is suitable for financing residential or commercial properties, whether completed or under construction, and includes comprehensive sections on security creation, property mortgage registration, and regulatory compliance. The document addresses specific UAE requirements such as maximum loan-to-value ratios, mandatory insurance provisions, and property registration procedures, while maintaining flexibility to accommodate various financing scenarios and property types.
