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Money Lending Form Template
I need a Money Lending Form Template for a Sharia-compliant corporate loan of 5 million AED to a manufacturing company, with profit-sharing arrangements and quarterly repayment terms starting March 2025.
1. Parties: Identification of the Lender and Borrower with full legal names, addresses, and registration details if applicable
2. Background: Context of the loan agreement and brief description of the parties' intentions
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount and permitted use of the loan funds
5. Interest Rate and Profit: Details of applicable interest rates or profit rates (for Islamic financing), calculation methods, and payment periods
6. Repayment Terms: Schedule of repayments, payment methods, and prepayment provisions
7. Conditions Precedent: Conditions that must be satisfied before the loan is disbursed
8. Representations and Warranties: Statements of fact and assurances given by the Borrower
9. Borrower's Covenants: Ongoing obligations and restrictions on the Borrower during the loan term
10. Events of Default: Circumstances that constitute default and their consequences
11. Remedies: Lender's rights and remedies in case of default
12. Governing Law and Jurisdiction: Specification of UAE law as governing law and jurisdiction for disputes
1. Security Arrangements: Details of any collateral or security provided - include when loan is secured
2. Guarantees: Terms of any personal or corporate guarantees - include when guarantors are involved
3. Insurance Requirements: Mandatory insurance coverage for secured assets - include for secured loans
4. Islamic Finance Provisions: Specific provisions for Sharia compliance - include for Islamic financing structures
5. Cross-Default: Provisions linking default to other financial agreements - include for corporate borrowers
6. Assignment and Transfer: Rights to assign or transfer the loan - include for institutional lenders
7. Joint and Several Liability: Provisions for multiple borrowers - include when there is more than one borrower
8. Foreign Currency Provisions: Exchange rate and currency risk provisions - include for non-AED denominated loans
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Security Details: Comprehensive description of any security or collateral
3. Conditions Precedent Documents: List of required documents and conditions to be satisfied
4. Fee Schedule: Breakdown of all applicable fees and charges
5. Form of Drawdown Notice: Template for requesting loan disbursement
6. KYC Requirements: List of required identity and verification documents
7. Related Party Details: Information about guarantors or other related parties
8. Calculation of Profit Rate: Detailed methodology for calculating interest/profit rates
Authors
Applicable Law
Business Day
Central Bank
Collateral
Conditions Precedent
Default Interest
Disbursement Date
Drawdown Notice
Event of Default
Facility
Financial Indebtedness
Financial Statements
Governing Law
Interest Period
Interest Rate
Legal Requirements
Lender
Loan Amount
Material Adverse Effect
Maturity Date
Payment Date
Prepayment
Principal Amount
Profit Rate
Repayment Schedule
Security
Security Document
Security Interest
Tax
UAE Dirham
Undertaking
Interest Rate
Profit Rate
Repayment Terms
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Prepayment
Assignment
Taxes
Costs and Expenses
Notices
Confidentiality
Force Majeure
Amendments
Waiver
Severability
Entire Agreement
Governing Law
Jurisdiction
Dispute Resolution
Islamic Finance Compliance
Documentation Requirements
Insurance
Indemnification
Set-off Rights
Further Assurance
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Healthcare
Education
Technology
Hospitality
Trading
Professional Services
Small and Medium Enterprises
Islamic Finance
Legal
Compliance
Credit Risk
Corporate Banking
Retail Banking
Islamic Banking
Operations
Finance
Treasury
Risk Management
Documentation
Regulatory Affairs
Legal Counsel
Compliance Officer
Credit Manager
Relationship Manager
Risk Officer
Finance Manager
Corporate Treasurer
Banking Operations Manager
Chief Financial Officer
Legal Director
Loan Officer
Credit Analyst
Islamic Finance Specialist
Contract Administrator
Banking Executive
Financial Controller
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