Define: Debt to Value Ratio

The meaning of “Debt to Value Ratio” differs based on where it is used. We list many below, then combine them into one or more market-standard definitions.

How is Debt to Value Ratio defined in a legal contract?

  • Debt to Value Ratio means the calculation derived at any important instance, by comparing the ratio of the loan to the total market value of properties that are under a mortgage at that particular moment. Seen in 3 SEC filings
  • Debt to Value Ratio means as of any date of determination, the ratio of Total Debts of [organization] and its subsidiaries to the total value of assets of [organization] and the subsidiaries. Seen in 2 SEC filings
  • Debt to Value Ratio means at any given moment, the ratio calculated by dividing the total amount of [organization]'s existing debt by the combined Fair Market Values of all properties owned by [organization] at that specific time. Seen in 2 SEC filings

Note: The Genie AI Legal Assistant pulled this data out of the SEC EDGAR Database of 500,000 records from the past 22 years of filings. We regularly update this page as new filings and definitions come in.

Search EDGAR for 'Definitions of debt to value ratio' yourself to verify these results. We are always keen to point people to source documents.

Which definition should you use?

🤔 Our AI Legal Assistant has combined and improved the above descriptions to create market-standard 'Genie definitions' below, with guidance on which documents and which industry to use for each.

Genie Definition 1

  • Debt to Value Ratio means the calculation of the total outstanding debt divided by the total value of assets owned by the [organization].

Relevant Contract Types

Relevant Circumstances

  • Acquiring of a loan
  • Assessing creditworthiness
  • Financial management of an organization
  • Risk assessment analysis

Relevant Sectors

Genie Definition 2

  • Debt to Value Ratio means the comparative figure derived at a specific moment, dividing the value of a loan by the total market value of mortgaged properties.

Relevant Contract Types

Relevant Circumstances

  • Buying or selling properties
  • Taking out a mortgage loan
  • Valuation of properties for loan collateral
  • Property management decisions

Relevant Sectors

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What is the most popular definition of 'Debt to Value Ratio'?

Debt to Value Ratio means the calculation of the total outstanding debt divided by the total value of assets owned by the [organization].

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