Subcontractor Insurance Agreement Generator for United States

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Key Requirements PROMPT example:

Subcontractor Insurance Agreement

"I need a Subcontractor Insurance Agreement for a large construction project in Texas, requiring comprehensive coverage for high-risk activities and specific provisions for multiple subcontractors working simultaneously on the same site starting March 2025."

Document background
The Subcontractor Insurance Agreement is essential in managing risk and liability in contractor-subcontractor relationships. It is commonly used when a general contractor engages subcontractors for project work and needs to ensure adequate insurance coverage is maintained. This document complies with U.S. federal and state insurance regulations and typically includes comprehensive details about required coverage types, limits, additional insured requirements, and certification procedures. The agreement helps protect all parties by clearly defining insurance obligations and ensuring appropriate coverage is maintained throughout the project duration.
Suggested Sections

1. Parties: Identification of the contractor and subcontractor, including legal names and addresses

2. Background: Context of the agreement and relationship between parties

3. Definitions: Key terms used throughout the agreement

4. Insurance Requirements: Detailed specifications of required insurance coverage types and limits

5. Certificate Requirements: Requirements for certificates of insurance and proof of coverage

6. Additional Insured Provisions: Terms regarding additional insured status and requirements

7. Maintenance of Coverage: Requirements for maintaining insurance coverage throughout the contract period

8. Notice Requirements: Requirements for notification of changes or cancellation of coverage

Optional Sections

1. Industry-Specific Requirements: Additional insurance requirements specific to certain industries (used when work involves specialized industries like construction or healthcare)

2. Special Risk Provisions: Additional coverage requirements for specific risk scenarios (used when work involves unusual or high-risk activities)

3. International Coverage: Requirements for international insurance coverage (used when work involves cross-border activities)

Suggested Schedules

1. Schedule A - Insurance Coverage Limits: Detailed breakdown of required insurance coverage amounts

2. Schedule B - Certificate of Insurance Template: Standard format for certificate of insurance submission

3. Appendix 1 - Additional Insured Endorsement Forms: Required endorsement forms for additional insured status

4. Appendix 2 - State-Specific Requirements: Additional requirements specific to applicable states

5. Appendix 3 - Claims Procedures: Procedures for handling insurance claims and notifications

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions
Clauses
Industries

OSHA Compliance: Occupational Safety and Health Act requirements for workplace safety and health standards that must be addressed in the insurance coverage

FLSA Considerations: Fair Labor Standards Act implications for worker classification and related insurance coverage requirements

ERISA Requirements: Employee Retirement Income Security Act considerations for benefit plans and related insurance obligations

State Insurance Regulations: State-specific insurance laws and minimum coverage requirements that vary by jurisdiction

Workers Compensation Requirements: State-specific workers' compensation insurance requirements and coverage limits

Contractor Licensing: State-specific contractor licensing requirements and associated insurance obligations

Commercial General Liability: CGL insurance requirements including minimum coverage limits and specific coverage types

Professional Liability Insurance: Requirements for professional liability coverage, particularly for specialized services or consulting work

Automobile Liability: Requirements for vehicle insurance coverage for business-related vehicle use

Umbrella/Excess Liability: Requirements for additional liability coverage beyond primary insurance policies

UCC Compliance: Uniform Commercial Code considerations affecting contract formation and enforcement

Additional Insured Requirements: Specifications for adding parties to insurance policies as additional insureds

Waiver of Subrogation: Requirements for waiver of subrogation provisions in insurance policies

Certificate of Insurance: Requirements for documentation proving insurance coverage and compliance

Notice of Cancellation: Requirements for notification procedures if insurance coverage is cancelled or modified

Anti-indemnity Statutes: State-specific limitations on contractual risk transfer and indemnification provisions

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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