Fair Housing Act: Federal law that prohibits discrimination in housing transactions based on race, color, religion, sex, national origin, familial status, or disability
Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures regarding the real estate settlement process and prohibiting kickbacks
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known lead-based paint hazards in properties built before 1978
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of land
State Property Laws: State-specific laws governing real property rights, transfers, and obligations
State Real Estate Licensing Laws: State-specific regulations governing real estate professionals' licensing and conduct
State Disclosure Requirements: State-mandated disclosures about property condition, natural hazards, and other material facts
State Contract Laws: State-specific laws governing contract formation, enforcement, and remedies
State Consumer Protection Laws: State-specific laws protecting consumers in real estate transactions
Municipal Building Codes: Local regulations governing building standards and compliance requirements
Zoning Regulations: Local laws governing property use, restrictions, and development
Local Property Transfer Requirements: Municipality-specific requirements for transferring property ownership
Local Tax Regulations: Local laws governing property taxes, transfer taxes, and other real estate-related taxation
REALTOR�� Standard Forms: Standardized forms provided by state REALTOR�� associations for real estate transactions
Property Condition Disclosure Requirements: Mandatory disclosures about the physical condition and history of the property
Environmental Regulations: Laws governing environmental hazards, wetlands, and protected species that may affect property use
HOA/Covenant Requirements: Rules and restrictions imposed by homeowners associations or deed covenants
Title Insurance Requirements: State and lender requirements for title insurance and title searches
Financing Contingencies: Legal requirements and standard practices regarding mortgage financing conditions in purchase contracts
State Closing Procedures: State-specific requirements and customs for real estate closing and settlement
