McCarran-Ferguson Act: Federal law that establishes states as the primary regulators of insurance business and provides limited federal antitrust exemption for insurance activities
Dodd-Frank Act: Federal law governing financial regulation, including certain insurance practices and consumer protection measures
Fair Claims Settlement Practices Act: Regulates how insurance companies handle claims and establishes standards for fair claims processing
ERISA: Federal law governing employer-provided insurance plans and related benefits, including claims procedures and appeals
State Insurance Laws: State-specific regulations governing insurance operations, claims handling, and consumer protection within each state's jurisdiction
State Consumer Protection Acts: State-level laws protecting consumers against unfair and deceptive practices in insurance transactions
Bad Faith Insurance Regulations: Laws governing insurance companies' obligation to act in good faith when handling claims and dealing with policyholders
Statutes of Limitations: Time limits established by state law for filing insurance claims and legal actions related to insurance disputes
HIPAA: Federal law protecting patient privacy and security of health information in health insurance matters
Gramm-Leach-Bliley Act: Federal law requiring financial institutions, including insurance companies, to protect customers' private information
NAIC Guidelines: Standards and best practices established by the National Association of Insurance Commissioners for insurance regulation
State Insurance Commissioner Requirements: Regulatory requirements and guidelines established by state insurance commissioners for insurance operations and complaint handling
