Define: Dread Disease

The meaning of “Dread Disease” differs based on where it is used. We list many below, then combine them into one or more market-standard definitions.

How is Dread Disease defined in a legal contract?

  • Dread Disease means the primary insured individual being diagnosed with specific types of cancer such as breast cancer, ovarian cancer, fallopian tube cancer, cervical cancer, uterine cancer, vaginal cancer or vulvar cancer. This refers to a first positive diagnosis of a malignant tumor or cancerous cells found in various parts of the body. It also includes when the spouse is diagnosed with either prostate cancer or testicular cancer. Seen in 6 SEC filings.
  • Dread Disease means a serious health condition as defined in a policy. These contingent events include but are not limited to Aplastic Anaemia, Benign Brain Tumour, Cancer, Cardiovascular Disease, Chronic Liver Failure, Renal Failure, Respiratory Failure, Multiple Sclerosis, Parkinson’s Disease, Motor Neuron Disease, Alzheimer’s Disease, Trauma, Quadriplegia/Paraplegia, Blindness, Loss of hearing, Pancreas transplant and Accidental HIV. Seen in 4 SEC filings.
  • Dread Disease means specifically defined critical conditions that may influence the longevity of life. The conditions defined as Dread Diseases in the policy include heart attack, coronary artery disease requiring surgery, heart valve replacement, aorta surgery, stroke, cancer, acute kidney failure, brain tumors and major organ transplants. Seen in 2 SEC filings.
  • Dread Disease means any of the serious health conditions defined in the policy including Heart Attack, Chronic Coronary, Stroke, Cancer, Kidney Failure, Major Organ Transplant, Paraplegia and Blindness. Seen in 1 SEC filing.
  • Dread Disease means all medically necessary treatment and services provided by or on the order of a specialist physician to the insured person, upon being diagnosed with a dread disease. Seen in 1 SEC filing.

Please note that this represents a broad and general interpretation of the term ""Dread Disease"" in a legal context, which may vary depending on the specifics of each contract or agreement. Always seek professional legal advice when drafting or interpreting a legal document.

Note: The Genie AI Legal Assistant pulled this data out of the SEC EDGAR Database of 500,000 records from the past 22 years of filings. We regularly update this page as new filings and definitions come in.

Search EDGAR for 'Definitions of dread disease' yourself to verify these results. We are always keen to point people to source documents.

Which definition should you use?

🤔 Our AI Legal Assistant has combined and improved the above descriptions to create market-standard 'Genie definitions' below, with guidance on which documents and which industry to use for each.

Genie Definition 1

Dread Disease means a diagnosis of serious and specified health conditions.

Relevant Contract Types

Relevant Circumstances

  • Issuance or renewal of an insurance policy that includes coverage for dreaded diseases.
  • Addition of a dread disease rider in an existing insurance policy.
  • Negotiations regarding employee health benefits that involve dread disease coverage.

Relevant Sectors

Genie Definition 2

Dread Disease means undergoing necessary medical treatment for a diagnosed severe illness.

Relevant Contract Types

Relevant Circumstances

  • The provision of healthcare services for patients diagnosed with a dreaded disease.
  • The conduct of clinical trials or research studies related to dreaded diseases.

Relevant Sectors

Are you creating, reviewing or negotiating a document?

Looking for further advice on how to define “Dread Disease" in your document? 

🚀 Try our AI Legal Assistant! It can suggest a definition just for your specific needs (Simply import your contract, then ask it to draft a definition suitable for your document, that's it!)

What is the most popular definition of 'Dread Disease'?

Dread Disease means a diagnosis of serious and specified health conditions.

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