Moneylenders Act (Chapter 188): Primary legislation governing money lending activities in Singapore, including restrictions on interest rates and licensing requirements for moneylenders
Banking Act (Chapter 19): Regulates banking operations and financial institutions in Singapore, including requirements for financing arrangements
Securities and Futures Act (Chapter 289): Governs securities trading and financial instruments, relevant if the financing arrangement includes any securitization
Monetary Authority of Singapore Act (Chapter 186): Establishes MAS's regulatory authority over financial institutions and transactions in Singapore
Residential Property Act (Chapter 274): Regulates residential property ownership and transactions, including restrictions on foreign ownership
Housing and Development Act (Chapter 129): Governs public housing transactions and financing arrangements involving HDB properties
Conveyancing and Law of Property Act (Chapter 61): Regulates property transactions and transfer of interests in real estate, including mortgages and charges
Property Tax Act (Chapter 254): Governs taxation aspects of property ownership and transactions
Contract Law: Common law principles governing formation and enforcement of contracts in Singapore
Misrepresentation Act (Chapter 390): Protects parties against false statements or misrepresentations in contractual arrangements
Unfair Contract Terms Act (Chapter 396): Regulates unfair terms in contracts and protects consumers from unreasonable contract provisions
MAS Guidelines on Fair Dealing: Regulatory guidelines ensuring fair treatment of consumers in financial transactions
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices in transactions, including financial arrangements
MAS Notice 632: Specific guidelines on residential property loans and financing arrangements
Total Debt Servicing Ratio (TDSR) Framework: Regulatory framework limiting the amount of debt service payments relative to income
Registration of Deeds Act (Chapter 269): Requirements for registration of property-related documents and financing arrangements
Land Titles Act (Chapter 157): Governs the registration and transfer of land titles, including encumbrances and mortgages
