Banking Act (Cap. 19): Primary legislation governing banking institutions and their lending activities in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending businesses and sets requirements for loan documentation and interest rate caps
Civil Law Act (Cap. 43): Provides the fundamental framework for civil law matters including contract formation and enforcement
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements
Moneylenders Rules: Subsidiary legislation detailing specific requirements for interest rates and lending practices
Securities and Futures Act: Governs securities-based lending and collateral arrangements in financial transactions
Conveyancing and Law of Property Act: Relevant when loan agreements involve property as security or collateral
Stamp Duties Act: Determines stamp duty obligations for loan documentation and related instruments
Electronic Transactions Act: Governs the validity of electronic signatures and digital documentation in loan agreements
Unfair Contract Terms Act: Regulates the use and enforceability of unfair terms in contracts, including loan agreements
Rules of Court: Procedural rules governing the enforcement of loan agreements through the court system
Bankruptcy Act: Relevant for understanding creditor rights and debtor obligations in case of default
Insolvency, Restructuring and Dissolution Act 2018: Governs insolvency proceedings and debt restructuring options
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in loan documentation
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore affecting lending practices
