Debt Settlement Offer Letter Template for Netherlands

1. Financial Hardship Statement: Include when the settlement offer is based on financial hardship, providing brief explanation of circumstances

2. Third Party Authorization: Include when the letter is being sent by an authorized representative or debt counselor

3. Previous Communication Reference: Include when referring to previous discussions or correspondence about the debt

4. Without Prejudice Statement: Include when you want to ensure the offer cannot be used as evidence in potential legal proceedings

5. Tax Implications Notice: Include when the settlement amount is significantly lower than the original debt, noting potential tax consequences

1. Proof of Financial Situation: Documentation supporting claims of financial hardship (if applicable)

2. Payment Schedule: Detailed breakdown of proposed payment plan if offering installment payments

3. Original Debt Documentation: Copies of relevant original debt documents or statements

4. Bank Details Appendix: Separate sheet with complete banking information for payment processing

5. Power of Attorney: If letter is sent by authorized representative, documentation proving authority to act