Document background
The Credit Sale Agreement is a vital instrument in Dutch commercial practice, used when businesses or individuals wish to purchase goods while spreading the payment over time through a credit arrangement. This document type is particularly relevant in situations where the seller acts as both the supplier of goods and the credit provider. The agreement must carefully balance commercial interests with regulatory compliance, especially under Dutch financial supervision laws and consumer protection regulations. It typically includes comprehensive details about the goods being sold, credit terms, payment schedules, interest calculations, and security arrangements. The document is structured to comply with Dutch law requirements, including mandatory consumer protection provisions where applicable, and often includes specific provisions for title retention (eigendomsvoorbehoud) as security for the seller. This type of agreement is commonly used in both business-to-business and business-to-consumer contexts, requiring careful attention to different regulatory requirements depending on the nature of the parties involved.
