Lending Loan Agreement Template for India

1. Guarantor Provisions: Required when a third party guarantees the loan, detailing guarantor's obligations and rights

2. Insurance Requirements: Needed when specific insurance coverage is required for secured assets

3. Assignment and Transfer: Include when either party may need to transfer rights under the agreement

4. Force Majeure: Optional clause dealing with unforeseen circumstances affecting loan obligations

5. Digital Documentation: Required for electronic execution and maintenance of records

6. Step-in Rights: Include when lender requires right to take control of secured assets or business

7. Cross-Default: Include when default under other loans should trigger default under this agreement

8. Change of Control: Required for corporate borrowers where ownership changes could affect loan security

1. Schedule 1 - Loan Disbursement Schedule: Details of loan tranches and disbursement conditions

2. Schedule 2 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts

3. Schedule 3 - Security Details: Comprehensive description of collateral and security arrangements

4. Schedule 4 - Conditions Precedent Documents: List of documents required before loan disbursement

5. Schedule 5 - Financial Covenants: Specific financial ratios and requirements to be maintained

6. Schedule 6 - Form of Disbursement Request: Template for requesting loan disbursements

7. Schedule 7 - Fees and Charges: Detailed breakdown of all applicable fees and charges

8. Appendix A - KYC Documents: List of required Know Your Customer documents

9. Appendix B - Security Creation Documents: Forms and formats for creating security interests