Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework and FCA powers
Financial Services Act 2012: Reformed the UK financial regulatory structure, including amendments to FSMA 2000 and establishing new regulatory bodies
Banking Act 2009: Legislation providing framework for bank regulation and operation of banking services in the UK
Payment Services Regulations 2017: Regulations governing payment services, including requirements for payment institutions and protection of customer funds
Electronic Money Regulations 2011: Regulations specifically dealing with electronic money institutions and related services
Money Laundering Regulations 2017: Anti-money laundering and counter-terrorist financing requirements for financial institutions
Proceeds of Crime Act 2002: Legislation dealing with money laundering offenses and reporting requirements
UK General Data Protection Regulation: Post-Brexit data protection legislation governing handling of personal data
Data Protection Act 2018: UK's implementation of data protection requirements, working alongside UK GDPR
Consumer Rights Act 2015: Legislation protecting consumer rights in contracts and services
Financial Services (Banking Reform) Act 2013: Legislation implementing structural reforms to the banking sector
FCA Handbook - CASS Rules: Client Assets Sourcebook rules governing handling of client money and assets
FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls requirements for regulated firms
FCA Handbook - PRIN: Fundamental Principles for Businesses that regulated firms must follow
Trustee Act 2000: Legislation governing trustee duties and powers, relevant for FBO account structures
Common Law - Contract Formation: Fundamental principles of contract law including offer, acceptance, consideration, and intention to create legal relations
Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, particularly exclusion clauses
Unfair Terms in Consumer Contracts Regulations 1999: Regulations protecting consumers from unfair terms in standard form contracts
