Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in the UK, setting out requirements for credit agreements, licensing, and consumer protections
Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including the FCA's powers and regulated activities
Consumer Rights Act 2015: Consolidates consumer protection law, including unfair terms in consumer contracts and consumer rights
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion and limitation clauses
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices between traders and consumers
FCA Handbook (CONC): Financial Conduct Authority's Consumer Credit sourcebook containing detailed rules for consumer credit firms
Banking Act 2009: Regulates banking services and provides framework for bank regulation and oversight
Financial Services (Banking Reform) Act 2013: Implements structural and other reforms to the UK banking sector
Payment Services Regulations 2017: Regulates payment services, including rules on payment transactions and customer protections
UK General Data Protection Regulation: Post-Brexit data protection regulation governing how personal data must be handled
Data Protection Act 2018: Implements and supplements the UK GDPR, setting out data protection framework
Money Laundering Regulations 2017: Sets out anti-money laundering requirements including customer due diligence measures
Proceeds of Crime Act 2002: Contains provisions relating to money laundering and proceeds of crime
Late Payment of Commercial Debts (Interest) Act 1998: Provides for statutory interest on late payments in commercial transactions
Small Business, Enterprise and Employment Act 2015: Contains provisions affecting business loans and small business regulation
Financial Collateral Arrangements (No.2) Regulations 2003: Governs financial collateral arrangements and security interests
Consumer Insurance (Disclosure and Representations) Act 2012: Regulates consumer insurance contracts and related financial products
