Define: Retail Transactions

The meaning of “Retail Transactions” differs based on where it is used. We list many below, then combine them into one or more market-standard definitions.

How is Retail Transactions defined in a legal contract?

  • Retail Transactions means any successful transaction with a card, that occurs within each relevant period. However, certain transactions are not included as valid Retail Transactions for the purpose of promotions or certain programs. Seen in 14 SEC filings
  • Retail Transactions means all charges to the Card that are made to purchase goods or services, excluding all cash advances, balance transfers, installment payment plans, other credit plans, and fees and charges. Seen in 14 SEC filings
  • Retail Transactions means purchases made on the Credit Card by the cardholder, excluding cash advances, quasi-cash transactions, refunds, bank charge reversals, balance transfer transactions, Cash on Phone transactions, Credit Card Payments, or any other transactions as determined by the bank from time to time, also referred to as 'Purchase'. Seen in 5 SEC filings
  • Retail Transactions means transactions effected through the use of a Card using the Visa or Mastercard Networks, excluding cash withdrawal transactions. Seen in 4 SEC filings
  • Retail Transactions means retail purchases transacted both locally and overseas, excluding certain specified transactions. Seen in 3 SEC filings
  • Retail Transactions means all purchases of goods or services charged to the Credit Card, excluding Cash Advances, Balance Transfers, Credit Card Installment Plans, and any fees and charges. Seen in 3 SEC filings

Note: The Genie AI Legal Assistant pulled this data out of the SEC EDGAR Database of 500,000 records from the past 22 years of filings. We regularly update this page as new filings and definitions come in.

Search EDGAR for 'Definitions of retail transactions' yourself to verify these results. We are always keen to point people to source documents.

Which definition should you use?

🤔 Our AI Legal Assistant has combined and improved the above descriptions to create market-standard 'Genie definitions' below, with guidance on which documents and which industry to use for each.

Genie Definition 1

Retail Transactions means purchases of goods or services made using a card, excluding cash advances, balance transfers, installment payment plans, and bank charges.

Relevant Contract Types

Relevant Circumstances

  • Retail purchases made with a card
  • Transactions excluding cash advances and balance transfers
  • Sales excluding installment payment plans
  • Transactions excluding bank charges

Relevant Sectors

Genie Definition 2

Retail Transactions means successful card transactions within a given period, except certain ones not included for promotional purposes.

Relevant Contract Types

Relevant Circumstances

  • Successful card transactions within a given period
  • Exclusion of certain transactions for promotional purposes

Relevant Sectors

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What is the most popular definition of 'Retail Transactions'?

Retail Transactions means purchases of goods or services made using a card, excluding cash advances, balance transfers, installment payment plans, and bank charges

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