Securities and Futures Act (Cap. 289): Primary legislation governing securities and futures trading in Singapore. Critical for the structure and issuance of loan notes as they are considered securities under Singapore law.
Companies Act (Cap. 50): Key legislation governing corporate matters including corporate borrowing powers, financial assistance restrictions, and directors' duties in relation to debt instruments.
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore. Need to ensure the loan note structure doesn't inadvertently bring the transaction within the scope of this Act.
Contracts Act (Cap. 53): Provides the fundamental legal framework for contract formation and enforcement in Singapore, including principles of offer, acceptance, and consideration.
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore that may affect the structuring and offering of loan notes.
MAS Notice on Lending of Singapore Dollar: Specific regulations regarding lending Singapore dollars to non-resident financial institutions, which may impact cross-border loan note transactions.
Securities and Futures Regulations: Detailed regulatory requirements supplementing the Securities and Futures Act, including disclosure and licensing requirements.
Financial Advisers Act: Relevant if the loan note offering involves financial advisory services or recommendations to potential subscribers.
Stamp Duties Act: Governs stamp duty obligations that may arise in relation to loan note documentation and transfers.
Anti-Money Laundering Regulations: Compliance requirements for preventing money laundering, including customer due diligence and transaction monitoring.
Personal Data Protection Act 2012: Requirements for handling personal data of individuals involved in the loan note transaction, including consent and disclosure obligations.
