Loan Master Agreement Template for New Zealand

1. Multi-currency Provisions: Required when the facility allows for drawings in multiple currencies

2. Syndication Provisions: Required for syndicated facilities involving multiple lenders

3. Increased Costs and Market Disruption: Additional provisions for managing market disruption events and regulatory changes

4. Tax Gross-up and Indemnities: Detailed tax provisions required for cross-border lending or specific tax circumstances

5. Guarantee and Indemnity: Required when there are guarantors supporting the borrower's obligations

6. Subordination: Required when there are multiple creditors and intercreditor arrangements

7. Set-off Rights: Detailed set-off provisions for complex banking relationships

8. Anti-Money Laundering Provisions: Enhanced AML provisions for high-risk lending situations

1. Facility Particulars: Detailed terms of the facility including limits, pricing, and specific conditions

2. Form of Utilisation Request: Standard form for requesting drawdowns under the facility

3. Forms of Compliance Certificate: Templates for periodic compliance reporting

4. Conditions Precedent Documents: List of required documentation and conditions

5. Financial Covenants: Detailed financial covenant calculations and requirements

6. Form of Transfer Certificate: Standard documentation for transfers of lending commitments

7. Security Schedule: Details of all security arrangements and secured assets

8. Permitted Security Interests: List of security interests allowed under the agreement

9. Authorized Signatories: List of persons authorized to act on behalf of the borrower