Public Adjuster Contract Template for England and Wales

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Public Adjuster Contract

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Public Adjuster Contract

"I need a Public Adjuster Contract for my UK-based insurance adjustment firm to engage with commercial clients, specifically focusing on high-value property damage claims above £500,000, with strict confidentiality provisions and a performance-based fee structure."

Document background
The Public Adjuster Contract serves as the foundational document for establishing a professional relationship between a licensed public adjuster and their client in England and Wales. This contract is essential when policyholders require expert assistance in evaluating and negotiating insurance claims, particularly in complex cases involving significant losses. The agreement details the adjuster's authority to act on behalf of the policyholder, compensation arrangements, and compliance with UK regulatory requirements, including FCA regulations and data protection laws.
Suggested Sections

1. Parties: Identification and details of the public adjuster and client

2. Background: Context of the agreement and brief description of services

3. Definitions: Key terms used throughout the agreement including regulatory references

4. Scope of Services: Detailed description of adjuster services and obligations under FSMA and Insurance Act requirements

5. Appointment and Authority: Terms of appointment and extent of adjuster's authority to act on behalf of the client

6. Fees and Payment Terms: Compensation structure, payment conditions, and transparency requirements under FCA rules

7. Duties and Responsibilities: Specific obligations of both parties including regulatory compliance requirements

8. Term and Termination: Duration of agreement and termination provisions including cooling-off periods if applicable

9. Confidentiality: Protection of sensitive information and trade secrets

10. Data Protection: GDPR compliance and data handling procedures under Data Protection Act 2018

11. Professional Indemnity: Insurance requirements and liability provisions

12. Dispute Resolution: Procedures for handling disputes including FCA complaint procedures

13. General Provisions: Standard boilerplate clauses including governing law and jurisdiction

Optional Sections

1. Consumer Rights: Additional protections required under Consumer Rights Act 2015 and Consumer Insurance Act 2012 when client is a consumer

2. International Services: Additional provisions for cross-border services and international claims handling

3. Anti-Money Laundering: Specific provisions related to AML compliance under Money Laundering Regulations 2017

4. Third Party Rights: Provisions under Contracts (Rights of Third Parties) Act 1999 if applicable

Suggested Schedules

1. Schedule 1 - Fee Structure: Detailed breakdown of fees, charges, and commission structures

2. Schedule 2 - Service Level Agreement: Specific performance metrics, response times, and service standards

3. Schedule 3 - Data Processing Agreement: Detailed GDPR compliance procedures and data protection obligations

4. Schedule 4 - Professional Qualifications: Certificates, credentials, and regulatory authorizations of the adjuster

5. Schedule 5 - Claims Handling Procedures: Detailed procedures for claims assessment and negotiation

6. Appendix A - Regulatory Disclosures: Required FCA disclosures and regulatory statements

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Industries

Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including insurance intermediaries and adjusters

Insurance Act 2015: Key legislation governing insurance contracts and establishing duties of fair presentation and good faith

Consumer Rights Act 2015: Legislation protecting consumer rights in service contracts, relevant when dealing with consumer clients

Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract

Data Protection Act 2018: UK implementation of GDPR, governing handling of personal data and privacy requirements

FCA Regulatory Framework: Financial Conduct Authority regulations including the FCA Handbook, ICOBS, SYSC, and PRIN requirements

Insurance Distribution Directive: EU-derived regulations setting standards for insurance distribution and consumer protection

CII Code of Ethics: Professional standards set by the Chartered Insurance Institute for insurance professionals

BIBA Guidelines: British Insurance Brokers' Association professional standards and best practices

Consumer Insurance (Disclosure and Representations) Act 2012: Legislation governing consumer insurance contracts and disclosure obligations

Money Laundering Regulations 2017: Anti-money laundering requirements for financial service providers

Proceeds of Crime Act 2002: Legislation concerning handling of proceeds of crime and reporting obligations

Alternative Dispute Resolution for Consumer Disputes Regulations 2015: Regulations governing alternative dispute resolution procedures for consumer contracts

Common Law Contract Principles: Established legal principles governing contract formation, interpretation, and enforcement

Agency Law Principles: Legal principles governing the relationship between principal and agent, crucial for public adjusters

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Public Adjuster Contract

A legally binding agreement under England and Wales law establishing terms for public adjuster services in insurance claim representation.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.