Law of Property Act 1925: Primary legislation governing property law in England and Wales, particularly sections relating to mortgages, transfers of legal title, and requirements for deed execution
Land Registration Act 2002: Legislation covering requirements for registration of title, priority rules, and electronic conveyancing provisions in property transactions
Financial Services and Markets Act 2000: Regulatory framework for financial services including regulated mortgage activities and requirements for authorized persons
Consumer Credit Act 1974: Legislation governing consumer credit agreements and consumer protection provisions in mortgage transactions
FCA Mortgage Conduct of Business Rules (MCOB): Regulatory rules for mortgage lenders and administrators, particularly focusing on regulated mortgage contracts and treatment of customers
Land Registration Rules 2003: Detailed regulations specifying requirements for land registration, including forms and procedures
Data Protection Act 2018 and UK GDPR: Legislation governing the handling and protection of personal data in mortgage transfers and related transactions
Money Laundering Regulations 2017: Regulations specifying due diligence requirements and record keeping obligations for financial transactions including mortgages
Unfair Contract Terms Act 1977: Legislation governing the fairness of contract terms in commercial and consumer contracts
Consumer Rights Act 2015: Legislation protecting consumer rights and regulating fairness of terms in consumer mortgage contracts
