Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets, including requirements for authorized lenders and consumer protection provisions
Consumer Credit Act 1974: Governs consumer lending with provisions for consumer protection measures, documentation requirements, and cooling-off periods
Companies Act 2006: Covers corporate borrowing powers, directors' duties, and company registration requirements relevant to corporate lending
Law of Property Act 1925: Establishes requirements for security over property and mortgage provisions in secured lending arrangements
FCA Regulations: Regulatory framework covering conduct of business rules, fair treatment of customers, and regulatory reporting requirements
PRA Requirements: Prudential regulations covering capital adequacy requirements and risk management standards
Unfair Contract Terms Act 1977: Governs fairness of contract terms and limitation of liability provisions in agreements
Contracts (Rights of Third Parties) Act 1999: Regulates third-party rights considerations in contractual arrangements
Money Laundering Regulations 2017: Sets out KYC requirements and due diligence obligations for financial transactions
Financial Services (Banking Reform) Act 2013: Covers ring-fencing requirements and general banking industry regulations
Enterprise Act 2002: Addresses competition law considerations and merger control aspects in financial arrangements
Data Protection Act 2018 and UK GDPR: Establishes data protection requirements and privacy provisions for handling personal information
Relevant Case Law: Body of precedents on facility agreements, interpretation of contractual terms, and enforcement of security
