Small Business Loan Agreement Template for Germany

1. Guarantees: Terms of personal or corporate guarantees, included when third-party guarantees are part of the security structure

2. Insurance Requirements: Specific insurance obligations, included when particular insurance coverage is required

3. Special Drawing Conditions: Specific conditions for drawing down the loan, included for staged loan disbursements

4. Financial Covenants: Specific financial ratios or conditions to be maintained, included for larger or more complex loans

5. Change of Control Provisions: Provisions dealing with changes in business ownership, included for businesses with multiple shareholders

6. Data Protection Clauses: Detailed GDPR compliance provisions, included when extensive personal data processing is involved

1. Repayment Schedule: Detailed amortization table showing all scheduled payments

2. Security Documents: List and copies of all security documents, including property documents or asset registers

3. Condition Precedent Documents: List of required documents to be provided before loan disbursement

4. Fee Schedule: Detailed breakdown of all fees and charges associated with the loan

5. Required Insurance Specifications: Detailed requirements for insurance coverage

6. Form of Drawdown Notice: Template for requesting loan disbursements

7. Financial Reporting Requirements: Templates and specifications for required financial reports