Formal Loan Agreement Generator for Germany

1. Security: Required when the loan is secured by collateral, detailing the security arrangements

2. Guarantees: Used when there are third-party guarantors for the loan

3. Insurance Requirements: Included when specific insurance coverage is required for the loan or collateral

4. Right of Withdrawal: Mandatory for consumer loans under German law (Widerrufsrecht)

5. Regulatory Compliance: Required for loans subject to specific regulatory requirements

6. Assignment and Transfer: Included when transfer rights are relevant, especially in commercial loans

7. Tax Provisions: Required when specific tax considerations need to be addressed

8. Financial Covenants: Included in commercial loans requiring specific financial performance metrics

1. Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Drawdown Conditions Precedent: List of documents and conditions required before loan disbursement

3. Form of Drawdown Request: Template for requesting loan disbursements

4. Security Details: Detailed description of any collateral or security arrangements

5. Fee Schedule: Breakdown of all applicable fees and charges

6. Required Insurance: Specifications of required insurance coverage

7. Form of Compliance Certificate: Template for periodic compliance reporting

8. Standard Notice Forms: Templates for various notices required under the agreement