Document background
The Contractor Certificate of Completion for Insurance is a fundamental document in Canadian construction law and insurance practice, serving as a formal declaration that contracted work has been completed to required standards. This document is typically required at the end of construction projects to transition from construction insurance to permanent property insurance coverage. It includes verification of work completion, compliance with building codes, and confirmation of necessary inspections. The certificate is crucial for multiple stakeholders: contractors use it to confirm work completion, property owners need it for insurance purposes, and insurers require it to activate permanent coverage. In Canadian jurisdictions, this document often triggers the release of holdback payments and the commencement of warranty periods. It must comply with provincial construction laws and insurance regulations, making it a critical component in the project closeout process.
