Tolling Agreement Credit Card Template for Australia

The Tolling Agreement Credit Card is designed for use in Australian jurisdictions where toll road operators need to establish formal payment arrangements with users. This document becomes necessary when implementing automated payment systems for toll roads, enabling seamless charging of toll fees to credit cards. It addresses the requirements of Australian consumer credit laws, privacy regulations, and electronic transaction legislation while protecting both the toll operator and the credit card holder. The agreement typically includes comprehensive terms covering payment authorization, account management, dispute resolution, and data protection, making it suitable for both individual and corporate users. This document type is particularly relevant in the context of modern automated toll collection systems and electronic payment processing.

1. Parties: Identification of the toll road operator and the credit card holder/account owner

2. Background: Context of the agreement, including the purpose of establishing a credit card payment arrangement for toll road usage

3. Definitions: Key terms used throughout the agreement, including technical terms related to tolling and payment processing

4. Credit Card Authorization: Terms governing the authorization to charge the credit card, including payment processing details and timing

5. Tolling Services: Description of the tolling services, including applicable toll roads and charging mechanisms

6. Payment Terms: Details of payment processing, billing cycles, and handling of failed payments

7. Account Management: Procedures for managing the toll account, including updates to credit card information

8. Privacy and Data Protection: Handling of personal and financial information, compliance with privacy laws

9. Security Measures: Security protocols for protecting credit card and personal information

10. Dispute Resolution: Procedures for handling disputed charges and other disagreements

11. Term and Termination: Duration of the agreement and circumstances for termination

12. General Provisions: Standard contractual provisions including governing law, notices, and amendments