Insurance Pooling Agreement Generator for United Arab Emirates

1. Sharia Compliance: Required when the pool operates under Islamic insurance principles, detailing Sharia governance and compliance requirements

2. Reinsurance Arrangements: Included when the pool collectively purchases reinsurance or has specific reinsurance arrangements

3. Investment Committee: Required when the pool maintains significant investments requiring dedicated oversight

4. Technical Committee: Included when specialized technical oversight is needed for complex risks

5. Pool Expansion Provisions: Required when the pool anticipates adding new members or expanding coverage scope

6. Multiple Currency Provisions: Needed when the pool operates across different currencies

7. Takaful Specific Provisions: Required for Islamic insurance pools operating under Takaful principles

8. Sanctions Compliance: Required when pool members operate in or deal with sanctioned territories

1. Schedule 1 - Pool Participants: List of all pool members with their respective participation shares and contact details

2. Schedule 2 - Risk Acceptance Criteria: Detailed underwriting guidelines and risk acceptance criteria

3. Schedule 3 - Premium Allocation Method: Detailed methodology for calculating and allocating premiums among members

4. Schedule 4 - Claims Handling Procedures: Detailed procedures for claims processing, documentation requirements, and settlement authorities

5. Schedule 5 - Financial Reporting Templates: Standard formats for financial reporting and accounting procedures

6. Schedule 6 - Investment Guidelines: Detailed investment policies and procedures for pool funds

7. Schedule 7 - Service Level Agreements: Performance standards for pool administration and claims handling

8. Appendix A - Governance Structure: Detailed organizational structure and governance procedures

9. Appendix B - Required Regulatory Filings: List of mandatory regulatory reports and filing deadlines

10. Appendix C - Pool Member Voting Rights: Detailed voting procedures and rights allocation among members