Health Insurance Agreement Template for United Arab Emirates

1. Group Coverage Terms: Additional terms for group insurance policies, used when covering multiple individuals under one policy

2. International Coverage: Terms for coverage outside the UAE, included when international coverage is offered

3. Maternity Coverage: Specific terms for maternity benefits, included when offering maternity coverage

4. Dental and Optical Coverage: Terms for dental and optical benefits, included when these are offered as additional coverage

5. Pre-existing Conditions: Special terms for pre-existing conditions, included when coverage extends to such conditions

6. Wellness Benefits: Terms for preventive care and wellness programs, included when offering wellness benefits

7. Corporate Requirements: Specific requirements for corporate clients, used in business health insurance policies

8. VIP Services: Premium services and benefits, included in high-tier insurance packages

1. Schedule A - Benefits Table: Detailed breakdown of all covered benefits, limits, and sub-limits

2. Schedule B - Premium Schedule: Detailed premium calculations and payment schedules

3. Schedule C - Network Providers: List of approved healthcare providers and facilities

4. Schedule D - Pre-approval Procedures: List of treatments requiring pre-approval and related procedures

5. Schedule E - Claim Forms: Standard forms and documents required for claims

6. Appendix 1 - Excluded Treatments: Comprehensive list of excluded treatments and procedures

7. Appendix 2 - Emergency Procedures: Procedures for emergency treatment and coverage

8. Appendix 3 - Documentation Requirements: List of required documents for various procedures and claims