Credit Dispute Affidavit Template for South Africa

1. Identity Theft Declaration: Additional section required when the dispute involves claimed identity theft or fraud

2. Third Party Authorization: Required when someone is acting on behalf of the account holder

3. Debt Validation Request: Specific section requesting validation of debt when authenticity is questioned

4. Payment History Dispute: Detailed section for disputes specifically about payment records

5. Credit Score Impact: Section describing how the disputed information has affected the deponent's credit score

1. Appendix A - Supporting Documents: Copies of relevant statements, correspondence, and other documentary evidence

2. Appendix B - Credit Report: Copy of credit report showing disputed information

3. Appendix C - Communication Records: Copies of emails, letters, or records of phone calls with the credit provider

4. Appendix D - Payment Records: Proof of payments or other financial records relevant to the dispute

5. Appendix E - Identity Documents: Copies of ID document and proof of address where required