Car Insurance Agreement Template for South Africa

1. Additional Drivers: Terms relating to other persons authorized to drive the insured vehicle

2. Value-Added Services: Description of optional services like roadside assistance or car hire

3. Cross-Border Coverage: Terms for insurance coverage when traveling to neighboring countries

4. Bonus and Penalty Provisions: Details of no-claims bonus system and penalty structure for claims

5. Insurance Excess Options: Different excess options available and their impact on premiums

6. Vehicle Security Requirements: Specific security device requirements for high-value vehicles

1. Schedule A - Vehicle Details: Detailed information about the insured vehicle(s) including make, model, VIN, and value

2. Schedule B - Premium Schedule: Detailed breakdown of premium calculations, excess amounts, and payment schedules

3. Schedule C - Approved Security Devices: List of approved vehicle security systems and tracking devices

4. Schedule D - Approved Repair Centers: List of approved mechanics and repair centers for claims

5. Appendix 1 - Claims Forms: Standard forms and documentation required for claims processing

6. Appendix 2 - Policy Benefits Table: Detailed table showing different levels of coverage and corresponding benefits