Car Insurance Agreement Template for Malaysia

1. No Claim Bonus: Terms for no claim bonus rewards, included when this feature is offered

2. Additional Drivers: Section for listing and covering additional authorized drivers

3. Special Modifications: Coverage terms for modified vehicles or special equipment

4. International Coverage: Terms for coverage while driving in other countries, particularly Singapore and Thailand

5. Takaful Provisions: Special provisions for Islamic insurance compliance, included for Takaful policies

6. Premium Financing: Terms for installment payment arrangements when premium financing is offered

7. Fleet Provisions: Special terms for multiple vehicle coverage, included for corporate clients

1. Schedule 1 - Vehicle Details: Detailed specification of the insured vehicle(s) including registration, make, model, and value

2. Schedule 2 - Premium Calculation: Breakdown of premium calculation including factors and adjustments

3. Schedule 3 - Coverage Limits: Detailed breakdown of coverage limits for different types of claims

4. Schedule 4 - Approved Workshops: List of approved workshops for repairs and maintenance

5. Appendix A - Claims Documentation: List of required documents and forms for claims processing

6. Appendix B - Policy Endorsements: Any specific endorsements or modifications to the standard policy terms

7. Appendix C - Premium Payment Schedule: Detailed payment schedule if premiums are paid in installments