Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including lending activities and banking regulations
Moneylenders Act (Cap. 188): Regulates money lending activities and provides framework for loan agreements in Singapore
Building and Construction Industry Security of Payment Act (SOPA): Facilitates payments for construction work and ensures security of payment in the construction industry
Building Control Act (Cap. 29): Regulates the construction and maintenance of buildings, ensuring compliance with safety and building standards
Building Maintenance and Strata Management Act: Governs the maintenance of buildings and common property in strata developments
Land Titles Act (Cap. 157): Regulates land ownership and registration of property titles in Singapore
Planning Act (Cap. 232): Controls land use and development in Singapore, affecting construction projects
Registration of Deeds Act: Governs the registration of legal documents relating to properties and loans
Companies Act: Provides framework for registration of mortgages and charges when companies are involved in construction loans
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in agreements
Unfair Contract Terms Act: Regulates unfair terms in contracts and protects parties from unreasonable contract provisions
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering LTV limits, TDSR, and responsible lending practices
Anti-Money Laundering Regulations: Requirements for preventing money laundering and terrorism financing in financial transactions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in loan agreements and banking transactions
Construction Industry Payment and Adjudication Act: Provides framework for payment disputes and adjudication in construction projects
BCA Regulations: Building and Construction Authority regulations governing construction standards and practices
