Civil Law Act (Cap. 43): Primary legislation governing civil law matters in Singapore, including requirements for contracts to be in writing if exceeding $200
Common Law Contract Principles: Fundamental contract law principles adopted from English common law system, governing formation and enforcement of contracts in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending activities and applies if the lender is a licensed moneylender, including interest rate caps and licensing requirements
Consumer Protection (Fair Trading) Act: Provides consumer protection measures and applies if the repayment agreement involves a consumer loan
Limitation Act (Cap. 163): Sets time limits for bringing legal actions related to contract enforcement and debt recovery
Interest Act (Cap. 173): Governs the calculation and application of interest rates in financial agreements
Property Law Act: Relevant when the repayment agreement is secured by property, governing creation and enforcement of property-based security
Bankruptcy Act (Cap. 20): Provides framework for handling defaults and bankruptcy scenarios in debt situations
Registration of Charges Act: Governs the registration requirements for secured transactions and charges against assets
Contractual Capacity Rules: Legal principles determining who has the capacity to enter into binding contracts
Consideration Doctrine: Legal requirement that all contracts must be supported by valid consideration to be enforceable
Undue Influence Principles: Legal doctrine protecting against agreements made under improper pressure or influence
Penalty Rule: Legal principle distinguishing between valid liquidated damages and unenforceable penalties in case of breach
