Banking Act (Cap. 19): Primary legislation governing banking institutions and their lending practices in Singapore, including mortgage-related activities
Conveyancing and Law of Property Act (Cap. 61): Fundamental legislation governing property transactions and mortgages in Singapore, including the rights and obligations of mortgagors and mortgagees
Housing and Development Act (Cap. 129): Legislation specific to HDB properties and related mortgage considerations for public housing in Singapore
Moneylenders Act (Cap. 188): Legislation governing licensed moneylenders and their mortgage lending practices in Singapore
Property Tax Act (Cap. 254): Legislation concerning property taxation which may affect mortgage payments and property ownership costs
MAS Guidelines on Mortgage Financing: Regulatory guidelines from Monetary Authority of Singapore covering mortgage financing requirements and restrictions
MAS Total Debt Servicing Ratio (TDSR) Framework: Framework setting limits on debt obligations including mortgages relative to income
ABS Guidelines: Association of Banks in Singapore guidelines for standard banking practices including mortgage handling
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices and consumer protection in financial transactions including mortgages
Personal Data Protection Act 2012: Legislation governing the collection, use, and disclosure of personal data in mortgage documentation and processing
COVID-19 (Temporary Measures) Act 2020: Temporary legislation providing relief measures for individuals and businesses affected by COVID-19, including mortgage payment relief
Bankruptcy Act (Cap. 20): Legislation dealing with bankruptcy proceedings which may affect mortgage reinstatement in cases of financial distress
Central Provident Fund Act: Legislation governing the use of CPF funds for property purchases and mortgage payments
