Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including mortgage lending activities
Moneylenders Act (Cap. 188): Regulates money lending activities and provides consumer protection in credit transactions
Housing and Development Act: Governs public housing (HDB) properties and related mortgage requirements in Singapore
Residential Property Act: Controls the purchase and mortgage of residential properties by foreign persons and companies
Conveyancing and Law of Property Act (Cap. 61): Regulates property transactions and mortgage security interests in real estate
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering lending practices and requirements
TDSR Framework: Total Debt Servicing Ratio framework limiting the portion of income that can go towards debt repayments
MSR Requirements: Mortgage Servicing Ratio requirements specifically for HDB flats and executive condominiums
LTV Limits: Loan-to-Value limits determining maximum loan amount relative to property value
HDB Rules and Regulations: Specific rules governing mortgages for public housing properties
URA Guidelines: Urban Redevelopment Authority guidelines affecting private property mortgages
Consumer Protection (Fair Trading) Act: Protects consumers' interests in financial transactions including mortgages
Personal Data Protection Act: Governs the collection, use, and disclosure of personal data in mortgage applications and processing
CPF Rules: Regulations governing the use of Central Provident Fund savings for property purchases and mortgages
Stamp Duties Regulations: Rules regarding Additional Buyer's Stamp Duty, Seller's Stamp Duty, and other property-related duties
Property Tax Regulations: Tax requirements and obligations related to property ownership and mortgages
