Civil Law Act (Cap. 43): Primary legislation governing civil law matters in Singapore, including provisions on interest rates and contractual relationships
Contracts Act (Cap. 53): Fundamental law governing contract formation, validity, and enforcement in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending activities to ensure the loan arrangement doesn't fall under regulated moneylending activities requiring a license
Companies Act (Cap. 50): Governs corporate entities' powers and capacity to enter into loan agreements and borrowing arrangements
Unfair Contract Terms Act: Protects against unfair terms in contracts, including unreasonable interest rates and penalty clauses
Securities and Futures Act: May apply if the loan arrangement could be considered a financial product or investment instrument
Financial Advisers Act: Relevant if the loan arrangement involves financial advisory services or products
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects individual borrowers from unfair practices
Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act: Contains anti-money laundering provisions that may affect loan documentation and verification requirements
Limitation Act: Sets time limits for enforcement of contractual rights and legal actions related to the loan agreement
Stamp Duties Act: Governs the stamp duty requirements and documentation formalities for loan agreements in Singapore
